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First State Mortgage

At First State Mortgage, our goal is to help you achieve your goal of homeownership. It’s why we offer a variety of mortgage loan options with highly competitive rates. It’s why our mortgage process is simple and straightforward. And it’s why we make sure our mortgage professionals have the knowledge and experience necessary to match you with exactly the loan that fits your needs.

Once you’re ready to move forward, your loan officer will help you successfully navigate every step of the mortgage process:

Should I rent or buy?

Compare the costs of owning versus renting.

How much can I pay for a house?

Choose your monthly payment and see how much you can spend.

How much can I borrow?

Knowing how much you can borrow makes house hunting simpler.

Should I get a fixed or adjustable rate mortgage (ARM)?

Compare payments for a fixed versus an adjustable rate loan.

Should I get a 15-year or a 30-year mortgage?

Compare payments for a 15-year versus a 30-year loan.

What will my monthly payment be?

Take the guesswork out of your payment amounts.

What will my payment schedule be?

Chart principal and interest payments for the life of your loan.

How much can I save by increasing my monthly payment?

Increasing your monthly payment can deliver big benefits.

How much can I save by refinancing?

Find out here if it’s worth refinancing your mortgage.